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Baccarat Rules and Strategy

Baccarat is played with 8 decks of cards in a shoe. Cards under 10 are worth face value while 10, J, Q, K are 918kiss  0, and A is 1. Bets are placed on the ‘banker,’ the ‘player’ or for a tie (these aren’t actual people; they just represent the two hands to be dealt).

Two hands of two cards are then dealt to the ‘banker’ and ‘player’. The score for each hand is the sum of the two cards, but the first digit is dropped. For example, a hand of 7 and 5 has a score of 2 (7+5=12; drop the ‘1’).

A third card may be dealt depending on the following rules:

– If the player or banker have a score of 8 or 9, both players stand.

– If the player has 5 or less, he hits. Players stands otherwise.

– If player stands, the banker hits of 5 or less. If the player hits a chart

is used to determine if the banker stands or hits.

Baccarat Odds

The higher of the two scores wins. Winning bets on the banker pay out 19 to 20 (even money less a 5% commission. Commission is kept track of and cleared out when you leave the table so be sure to have funds remaining before you leave). Winning bets on the player pay 1 to 1. Winning bets for tie usually pay 8 to 1 but sometimes 9 to 1. (This is a bad bet as ties occur less than 1 ever 10 hands. Avoid betting on a tie. However odds are substantially better for 9 to1 versus 8 to 1)

Played correctly baccarat offers relatively good odds, aside from the tie bed of course.

Baccarat Strategy

As with all games Baccarat has some common misconceptions. One of which is similar to a misconception of roulette. The past is not an indicator of future events. Keeping track of past results on a chart is a waste of paper and an insult to the tree that gave its life for our stationary needs.

 

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